Find answers to the most commonly asked questions about our loan services.
General Questions
FidFly Financial Services is a leading financial technology platform powered by Indaaz Innovation Pvt. Ltd. We provide quick personal & business loans with a secure, fast, and transparent process. We connect borrowers with trusted financial institutions to help them get the best loan offers.
We offer a wide range of loan products including:
Personal Loan
Business Loan
Home Loan
Car Loan
Education Loan
Loan Against Property
Gold Loan
Applying for a loan is simple:
Register on our platform with your mobile number
Fill in your personal and financial details
Upload required documents
Get instant loan offers from multiple lenders
Choose the best offer and complete the process
Eligibility & Documents
General eligibility criteria include:
Age: 21-60 years
Indian citizen or resident
Salaried or self-employed
Minimum monthly income as per loan type
Good credit score (650+)
Specific criteria may vary based on the loan type and lender.
Common documents required:
PAN Card
Aadhaar Card
Bank Statements (last 3-6 months)
Salary Slips (for salaried individuals)
ITR (for self-employed)
Address Proof
Passport size photographs
Interest & Repayment
Interest rates vary based on the loan type, amount, tenure, and your credit profile. Our platform compares offers from multiple lenders to help you get the best rates. Personal loan rates typically start from 10.49% p.a. and vary based on the lender and your eligibility.
Loan tenure varies by loan type:
Personal Loan: 12 months to 60 months
Business Loan: 12 months to 60 months
Home Loan: Up to 30 years
Car Loan: Up to 7 years
Education Loan: Up to 15 years
Yes, most loans can be prepaid or foreclosed. However, some lenders may charge a prepayment penalty (usually 2-5% of the outstanding amount). We recommend checking the specific terms with your lender before prepayment.
Security & Privacy
Yes, we take data security very seriously. All your personal and financial information is encrypted and stored securely. We follow industry-standard security practices and comply with all data protection regulations. Your information is only shared with lenders for loan processing purposes.
